How Much Money Do You Get After A Car Accident?

When you've been involved in a car accident you suffered injuries as a result of the negligence of other drivers, you are entitled to be compensated for the damages you have suffered, including economic. If you suffered minor injuries such as whiplash or deep wounds and bruises, and even more serious injuries such as fractures, internal bleeding and soft tissue sprains, believes that auto insurance, from the other driver can really help to back to where you were before the accident.

If the other driver is uninsured, you probably have to sue him for your damages. If you have insurance, you or your attorney can negotiate with the adjuster and trying to get an agreement. This may or may not involve the filing of a complaint in the appropriate court, however, everything works according to whether you or your lawyer give the face with the victim.

Evaluate your claim with the insurer

How does an adjuster examines the demand for an injury? That depends on the procedures of the insurer, but generally, these are the criteria that the adjuster taken into account when determining the amount of money an injured individual to receive to solve your problem:

• Details of the accident. What happened? How fast? Where? Who was involved? Were traffic rules were not met? Did the police? Someone was fined? To summarize the basic facts are that the adjuster will consider.

• Liability. Adjusters must assess an application failure before offering any solution. If one party is clearly responsible and no doubt it will be easier.

There are accidents in which it is difficult to determine who was responsible, as given in a controlled intersection or a left turn in front of a moving car. Sometimes, experts in reconstruction of events, should be used to assess the accident scene, damage to cars, etc.. So you can determine what really happened. At other times it is determined that both parties were negligent and the failure has to be dealt.

• Extent of injuries. The adjuster will request certain information on injuries. In this way be able to determine the severity of injuries. Has to observe the lesions with a scrutinizing eye.

Fraudulent claims are common, but do not take it personally. You just have to provide what is asked of you. Normally required of a medical report and a prognosis for recovery because they want to know what type of treatment and / or medication use. Experience helps to determine whether treatment is reasonable and necessary for the type of injury.

• Expenses. This is a very simple thing. How much is needed to cover medical expenses? How much is lost in wages? Do you need additional quantities? You will have to provide documentation to support your claim:

• Copies of medical bills and statements

• Pay stubs

• Receipt of medicines

• Other expenses

A theme may be difficult to prove the amount of money lost if you have your own business and you had to miss work. Sometimes a financial expert is needed to help determine the losses, we must also consider the damage to your property, if any, unless you have an insurance for it.

If the fault was another driver, the insurance will pay and you must provide at least a repair estimate. How far the car was damaged will help determine liability.

• Other Factors

Sometimes there are other factors involved that must be taken into account. For example, if you are a caregiver for children or elderly family member before the accident and now you can not play as such, need to hire someone else. If you were working at a job that requires physical activity and can no longer do because of injuries, you have to point out.

Also consider if the consequence of the accident and can not do the housework and have to hire someone or your spouse must take the time to perform them.

Once the adjuster has all the necessary documentation to evaluate your claim, have a range of values ​​based on all information and make you an offer. However, there is no special formula and do not expect to take your first offer, as it surely will wait to negotiate. If you have a lawyer, he will do the negotiating for you, if you do not, you will face.

Remember that insurance companies are not in the business of spending much money in lawsuits because they want to pay only what they deserve or what they think is a good amount. But if you negotiate wisely, you will leave satisfied. If you think your scope is too little and your lawyer thinks the same, you have to face the judicial problem.

With information from: autoinsurancetips.com